I found my NEW favorite banana muffin from King Arthur Flour Catalogue. The texture and nutmeg flavor reminds me of a cake donut! It meets my standards to eat it daily: oat bran, not exceeding 1/4 c.oil, and plain yogurt. This recipe is not on their website, so I am posting it for safekeeping. Note: I prefer granola instead of oats for the topping (holds up better upon refrigeration).