Beat with wire whisk 2 minute or until well blended.
Gently stir in half each of the whipped topping and cookie crumbs.
SPOON 1 tablespoons of the remaining cookie crumbs into each of 15 (6-oz.) paper or plastic cups (clear is better so you can see the layers). Cover evenly with layers of the pudding mixture and remaining cookie crumbs.
DROP remaining whipped topping by spoonfuls onto desserts to resemble ghosts.
Add chocolate chips for the eyes.
Serve immediately. Or, refrigerate until ready to serve.
Cover and store leftover desserts in refrigerator.