Preheat oven to 400°. Line a rimmed baking sheet with parchment paper.
Arrange baguette slices in a single layer on prepared pan. Brush with oil, and bake for 8 to 10 minutes or until golden brown.
In a medium bowl, beat cream cheese and next 4 ingredients at medium-low speed with a mixer until combined. Spread mixture evenly over toasted baguette slices. Top each with 3 radish slices and ham strips. Garnish with chives, if desired.