My fiance "invented" this dip. He was just learning how to cook and this was the first thing he created without a recipe. Over the years, he has perfected it. It is now a family favourite. My FIL and step-daughter can't get enough of this. Every year, we get the family all together for the town Christmas parade then RUN back to the house for this dip and hot chocolate. It is the best part of the entire night!