Place the ground chicken in a large frying pan and sprinkle with salt, pepper, & onion powder. Brown until no longer pink then drain any excess liquid.
While the chicken is browning, open the black beans & drain the liquid. Place in a food processor & blend until slightly chunky (like refried beans).
Pour the enchilada sauce over the chicken then mix in the cheese soup, beans, & taco seasoning.
Heat until warm then stir in the shredded cheese & sour cream. Stir until cheese is melted.
Place the chips on plates then pour the desired amount of chicken mixture over them.