I found this recipe in the "Eating For 2" recipe magazine. I've made this recipe a few times, and both my husband and I like it. I always make a double batch and freeze half for another meal.
In a bowl, beat the egg. Add milk, cracker crumbs, onion, salt, sage and pepper. Crumble beef over mixture and mix well. Place mixture into 2 mini loaf pans or shape into 2 loaves and place in a shallow baking dish coated with nonstick cooking spray.
Combine the ketchup, brown sugar and worcestrershire sauce; spoon over the meat loaves. Bake at 350 for 40-45 minutes or until meat is no longer pink and a meat thermometer reads 160: drain. Makes 2 mini meat loaves.