This is one of my favorite puddings. The surprising mixture of the saltiness of the crackers mixed with the sweetness of the coconut is amazing. If you need to avoid salt, you could use graham crackers. Excellent with whipped cream and even better the next day. A lovely way to use up milk nearing its expiration date. Do *not* omit crackers as that is what thickens the pudding. Preparation time includes cooking time.