This recipe is my own creation for healthy low fat chili with gourmet toppings. Regular chili needs to be dressed up for flavor and fun! The base recipe is very mild for the sensitive pallet. It is easy to make a 5-alarm version by adding cayenne or your favorite habanero sauce. Or, make everyone happy and serve the "super hot sauce" as an additional optional topping. The cool sour cream and tomatoes offset the heat of the chili.