Heat the oil in a pan; add the ginger, cloves, cinnamon stick, black cardamoms, and bay leaves; sauté for 2 minutes. Add the horse gram, sauté for 3 minutes and then add the rice. Stir-fry for 3-4 minutes. Add the water and bring the mixture to the boil.
Cover the pan with a heavy lid and cook on low heat for 20 minutes or till the rice is done.