Layered Nacho Dip-Veggie/bean

A good, inexpensive "football season" snack!

• Ready In: 20 mins
• Serves: 6

Ingredients

• 1 (8 ounce) package cream cheese
• 1 (15 ounce) can  refried beans (or left over home made refried beans)
• 1  packet  taco seasoning mix
•  guacamole
• 8  ounces sour cream
•  chopped ripe olives
•  diced tomatoes
•  chopped green onion
•  chopped  jalapeno
•  shredded monterey jack cheese

Directions

1. Spread the cream cheese on the bottom of a pie plate.
2. Heat beans, add seasoning mix, mix well and chill.
3. Then spread over cream cheese.
4. Layer remaining ingredients in the order given.
5. Chill well.