Layered Nacho Dip

This is a big hit at potlucks. I'm constantly asked to bring it and if I bring anything else, there are major complaints!

• Ready In: 20 mins
• Serves: 16

Ingredients

• 2  cups  refried beans (1 can) (optional)
• 2  cups sour cream
• 1  cup cream cheese
• 2  cups salsa (mild, medium, or hot)
• 2  cups  grated cheddar cheese (Kraft Shredded Cheese for Nachos is great!)
• 1  yellow pepper, chopped
• 3  plum tomatoes, chopped
• 6  green onions, chopped
• 1⁄2 cup  pickled jalapeno pepper, chopped (or more)
• 1⁄2 cup black olives, chopped (optional)

Directions

1. Spread beans in a rectangular casserole dish (9x13-inch). You could use chili instead, as well.
2. Mix sour cream and cream cheese together (use a hand mixer or immersion blender). Spread over beans or chili.
3. Spread salsa over sour cream/cream cheese layer.
4. Sprinkle cheese over salsa.
5. Add peppers, tomatoes, and green onions in layers. Top with jalapeño peppers or olives, if using. You can also put these on the side, so your guests can choose to add them or not.
6. Chill until serving time. Serve with Nacho Chips.