Cheddar Potato Chowder

My husband likes this chowder... and it helps knowing the Diabetic exchanges, since he is a diabetic.

• Ready In: 40 mins
• Serves: 7

Ingredients

• 2  cups water
• 2  cups  diced unpeeled  red potatoes
• 1  cup  diced carrot
• 1⁄2 cup  diced celery
• 1⁄4 cup  chopped onion
• 1  teaspoon salt
• 1⁄4 teaspoon pepper
• 1⁄4 cup all-purpose flour
• 2  cups 2% low-fat milk
• 8  ounces  shredded low-fat cheddar cheese (2 cups)
• 1  cup  cubed fully cooked lean ham

Directions

1. In a Dutch oven, combine the first seven ingredients.
2. Bring to a boil.
3. Reduce heat; cover and simmer for 10-12 minutes or until tender.
4. Meanwhile, place flour in a large saucepan; gradually whisk in milk.
5. Bring to a boil over medium heat; cook and stir for 2 minutes or until thickened.
6. Remove from the heat.
7. Add cheese; stir until melted.
8. Stir the ham and the cheese sauce into undrained vegetables; stir until combined.