Banana Pudding Squares

This came from Thinner Times. I have not tried this, just posting for future use.

• Ready In: 30 mins
• Serves: 24

Ingredients

• 20  reduced fat  vanilla wafers, finely crushed (or sugar free)
• 3  tablespoons margarine, melted
• 8  ounces  philadelphia  neufchatel cheese, softened
• 1⁄2 cup Splenda sugar substitute
• 8  ounces  thawed Cool Whip Free, divided (or sugar free)
• 3  medium  ripe bananas
• 3  cups nonfat milk
• 8  serving size sugar free jello banana cream flavor instant pudding and  pie filling (2 small packages)
• 1⁄2  square bakers  semisweet baking chocolate, grated

Directions

1. Mix wafers and margarine. Press firmly onto bottom of 13x9 dish.
2. Mix Neufchatel Cheese and powdered sugar/splenda with wooden spoon until well plended. Genlyl stir in 1 1/2 C of the whipped topping. Spoon mixture evenly onto crust; spread carefully. Cut bananas in half crosswise;cut each peice lengthwise in half. Arrange banana peices over Neufchatel Cheese mixture.
3. Pour Milk into large bowl. Add dry pudding mixes. Beat with wire wisk 2 minute Spoon over bananas. Spread with remaining whipped topping. You can also sprinkle with 1/2 square Bakers, semi-sweet Baking Chocolate, that has been grated.
4. Refrigerate at least 3 hours before serving.