Ole! This was yummy! I made this as directed except that I halved the recipe. I made it in a tapas skillet and added every one of the optional toppings. Adding the salsa to the beans made this layer really moist instead of drying out like most other recipes. We really enjoyed munching on this while watching football. We used the leftovers in a flour tortilla for a wrap that was really good too. Thanks Willis & Walsh for a terrific keeper. Made for My 3 Chefs game.