It took more time to prep than indicated, (and less to cook, if I had left it in 50 minutes it would have been completely burned. I took it out of the oven at about 35 minutes) but SO GOOD! I went back for seconds & our friend had fourths!
This is a variation of Ham and 2 cheese spoon bread, in the Jan. 2006 "Cooking Light". I was surfing to add that recipe and found this. There can be many variations of the basic recipe -- mostly from South-eastern cooks.